Sell Your Home in Bryan-College Station While Behind on Payments or Facing Foreclosure


Falling behind on mortgage payments is stressful. Unexpected job changes, medical bills, or rising living costs can make keeping up with housing bills overwhelming. When missed payments stack up, lenders will move quickly. But you still have options.


Selling direct lets you pay off your lender in full, save your remaining equity, and protect your credit score without spending money on repairs, cleanouts, or realtor commissions.



The Texas Foreclosure Timeline


Texas uses a fast non-judicial foreclosure process. Taking action early gives you the most control:

  • Notice of Default (20 Days): Written notice giving you at least 20 days to pay the past-due amount.
  • Notice of Sale (21 Days): The lender files a Notice of Sale at least 21 days before the auction date.
  • Courthouse Auction: Foreclosure auctions take place on the first Tuesday of every month at the county courthouse.


Selling your house fast before the auction date stops legal proceedings immediately and keeps a foreclosure off your record.


How Selling Direct Protects You

  • Loan Payoff: Cash proceeds satisfy your mortgage balance and accrued late fees at closing.
  • Protect Your Credit: Prevent a foreclosure record that stays on your credit report for seven years.
  • Keep Your Equity: Pocket any extra cash.
  • Zero Out-of-Pocket Costs: Pay $0 in realtor commissions, $0 in hidden fees, and $0 in closing costs.


Our Simple 3-Step Process


  1. Submit Property Details: Fill out our quick online form or give us a call.
  2. Get Your Cash Offer: We evaluate your home and present a fair cash offer within 24 hours.
  3. Pick Your Closing Date: We work with a local title company to pull payoff figures and close on your schedule.


Frequently Asked Questions

  • Can I sell if an auction date is already set?

    Yes. As long as the sale closes and your lender receives payoff funds before the courthouse auction, the foreclosure is stopped.

  • Do I need to clean or fix anything?

    No. Take what you want and leave the rest behind. We buy homes in any condition.


  • What happens to my mortgage balance?

    At closing, the title company pays off your lender directly. Any remaining funds go straight to you.

Stop Foreclosure Before It's Too Late

Reaching out early gives you the best chance to protect your credit and equity.


Contact Brady Buys Homes today for a free, no-obligation cash offer.


Or call us directly at (979) 412-0022.


sell my house bryan

Brady & Amanda Brittain live and raise their family in Bryan/College Station. You can find them volunteering at local organizations including The Bridge Ministries, Faithful to the Fatherless, Grace Bible Church and others. Brady & Amanda have 5 children and have lived in B/CS for over 27 years.


Brady & Amanda seek to treat others fairly and honestly in all they do. Brady can be reached at (979) 412-0022.



Testimonials


"It was so easy and John and Brady were great to work with!"
Derek in College Station

"I would have lost my home to foreclosure if Brady had not bought my house. I’m so glad I called!"
Ralph in Bryan, TX

"They worked with me on moving out and I was able to get some money in my pocket too. Otherwise the bank would have gotten everything."
Doug in Bryan, TX
Happy couple that sold their home to Brady buys Homes!